About Us
Independent.
Evidence-Driven.
Focused on Cameroon.
An independent (self-funded) think tank building a more inclusive and well-regulated financial system for Cameroon and the wider CEMAC region — one practical initiative at a time.
Our Mission
Why We Exist
Cameroon's financial sector is full of promise but still faces critical gaps. Mobile money has reached millions. Fintech companies are emerging. Regulators are beginning to engage.
But the foundations of a modern digital economy — credit data infrastructure, clear compliance frameworks, and open finance protocols — remain underdeveloped. The Cameroon FinTech Lab exists to help close those gaps.
The Context
Where Cameroon's Financial Sector Stands Today
These aren't unsolvable problems — they just need sustained, focused attention.
In Cameroon today
Adult formal banking penetration
A critical gap
Formal credit bureau at national scale
Cameroon's ranking
Mobile money growth markets in Sub-Saharan Africa
CEMAC Region
Regional body with a growing fintech agenda — our work serves the wider Central African economic community.
Our Approach
How We Work
Define
We start with a clearly defined problem — something specific that's holding the market back.
Investigate
We gather evidence, speak to the right stakeholders, and develop a view on what a practical solution looks like.
Build or Advocate
Then we either advocate for it, build it, or both. Our initiatives are designed to be usable by real institutions — not just referenced in reports.
Measure
We measure progress by whether things actually change: systems built, regulations clarified, capital unlocked.
Our Principles
What We Stand For
Intellectual Independence
Our positions are shaped by evidence, not by who funds us.
Local Context First
What works in Nairobi or London often doesn't work in Yaoundé. We understand Cameroon's specific constraints before reaching for ready-made solutions.
Practical Over Perfect
We'd rather build something that works and iterate than wait for perfect conditions.
Responsible by Design
Privacy, consumer protection, and data governance are design constraints from the start — not afterthoughts.
Our Vision
To position Cameroon as a leading think tank for inclusive digital finance in Central Africa.
By fostering innovation, bridging structural barriers, and building collaborative ecosystems that empower individuals, institutions, and communities across the CEMAC region.